This Privacy Policy and Notice covers the services offered by Omega. We are committed to maintaining the privacy and confidentiality of your personal information. Omega has a global framework to comply with applicable data protection and privacy laws, which includes policies and procedures that prescribe how Omega personnel must process your personal data.
This Notice explains what personal information we collect about you, how we use, disclose and share that information, and the rights you have in connection with that information. Certain rights, requirements, and disclosures in this Notice may be subject to exemption or otherwise may not apply to you based, for example, on applicable law or regulations. This information is required by law and is not a promotion of our products and services.
Personal information that we collect from or about you when you apply for or obtain a loan or services at Omega. Except as noted below, if you are a current or former applicant or customer of Omega, one or more of the following privacy notices may be applicable to you depending on the product or service you obtained or sought to obtain from Omega. Please refer to these notices for additional information about our privacy practices applicable to your product or service:
Personal information that we collect about you when you apply for a job at Omega or when you act as an employee or contractor at Omega is governed by a separate notice, which will be provided to you at or before the time your personal information is collected.
Before providing Omega with access to, or permitting any access to, or permitting the processing of, any personal information regarding an individual other than yourself, in connection with services provided, you should ensure that you have the requisite legal authority under all applicable privacy laws to provide such personal information.
1. INFORMATION WE COLLECT
As described in this Notice, we may collect personal information from or about you in order to provide, enhance, market, and offer our products and services, including the products and services of our affiliates to you and to our clients.
For purposes of this Notice, personal information generally includes information that may be used to identify you. We only collect personal information in accordance with applicable law.
You are not required to supply any of the personal information that we request. However, failure to supply any of the personal information that we request may result in our being unable to process your loan request, provide services to you or your company, discuss any other opportunities with you or deal with other matters.
In addition, we may compile aggregate, anonymous, or de-identified data from various sources, including, but not limited to, accounts and transactions. This data, which we may use for our business purposes consistent with applicable law, does not identify an individual and is not personal information.
2. INFORMATION WE MAY DISCLOSE AND TO WHOM WE MAY DISCLOSE IT.
We may disclose your personal information to entities that help us perform the Services, in connection with the operation of our business, such as Consumer Reporting Agencies, Operational Entities, Government Regulatory and Self-Regulatory Entities, Professional Services Firms and Affiliates.
3. USE OF COOKIES AND SIMILAR TECHNOLOGIES
We use cookies and similar technologies to collect, use, and share information when you visit our online services or interact with us online, e.g., via email or other electronic means.
4. LOCATION OF DATA STORAGE AND PROCESSING
The personal information we collect from you will be stored in the United States and may be stored in other countries that may have different privacy laws and standards than those in your country of residence. Your personal information may be transferred to or processed in the United States by us or by a third-party service provider working for us. If you are located outside of the United States, the transfer of personal information is necessary to provide you with the requested information, products, and services and/or to perform any requested transaction. When we transfer or disclose your personal information to other countries, we will protect that information as described in this Privacy Notice. By submitting personal information via our website or other means, you agree to such storage, transfers, and processing.
5. DATA SECURITY
We maintain reasonable physical, administrative, and technical safeguards to protect your personal information. Our employees and third-party service providers have access to your personal information only on a “need to know” basis. We have internal policies governing the proper handling of consumer information by employees and requiring third parties that provide support or marketing services on our behalf to adhere to appropriate security standards with respect to such information.
6. RETENTION OF PERSONAL INFORMATION
We retain personal information in accordance with our information management policies, which establishes general standards and procedures regarding the retention, handling, and disposition of our records, including personal information. Personal information is retained as long as necessary to meet legal and regulatory requirements. Retention may be extended if we are required to preserve personal information in connection with litigation, investigations, and proceedings.
7. LINKS TO OTHER SITES
Our website may contain links or otherwise provide access to another website. The inclusion of a link on our website does not imply endorsement of the linked website or service by us. We have no control over and are not responsible for Third-Party Sites, their content or any goods or services available through the Third-Party Sites. This Notice does not apply to Third-Party Sites. We encourage you to read the privacy policies of any Third-Party Site with which you choose to interact.
8. UPDATES TO THIS NOTICE
We may update this Notice from time to time. We encourage you to periodically review this Notice to learn about updates to our privacy practices.
16. Contact Us
For more information about our privacy practices, or if you have questions or concerns, please contact us.